Buying a house in Italy as a foreign citizen
Cities
Buying a house in Italy as a foreign citizen: preliminary steps and obtaining financing
Italy, with its cultural, landscape and gastronomic heritage, attracts more and more foreigners wishing to buy a house in the "Bel Paese". If you too are interested in embarking on this journey, here is a practical guide explaining the preliminary steps and how to deal with the complexities of home financing in Italy.
Preliminary Steps
1. Identify the region and area where you would like to buy: Italy offers a wide range of landscapes and lifestyles, so it is important to carefully assess your needs and preferences.
2. Establish a budget: consider all costs associated with buying a house, such as notary fees, taxes, renovations (if necessary) and the cost of living in the chosen area.
3. Gather the necessary documentation: to buy a house in Italy, you will need a tax code, a valid identity document and a declaration of financial solvency.
4. Look for a trusted real estate agency: turn to experienced professionals who can give you personalised advice and guide you through the buying process.
Financing and complexity
Obtaining financing to buy a house in Italy can be complex, especially for foreign citizens. Normally, Italian banks do not grant more than 50% of the purchase amount. This means that you will have to have a significant amount of money available to cover the remainder of the purchase and related expenses.
To overcome these difficulties, it is essential to rely on experienced professionals in the sector. An excellent option is to contact "Maior Capital", a company specialised in buying and selling property in Sardinia for foreigners. Thanks to their expertise and knowledge of the local market, they will be able to guide you step by step through the purchasing process, offering solutions tailored to your needs.
Maior Capital will assist you in finding the most suitable financial solution, evaluating the different options available and negotiating with the banks to obtain the best conditions. Furthermore, they will support you in filling out the necessary documentation and help you understand Italian real estate legislation.
Contact Maior Capital
If you wish to embark on the exciting adventure of buying a house in Italy, do not hesitate to contact Maior Capital. Their team of professionals will provide you with all the information and advice you need to make your dream come true. With Maior Capital at your side, you can face the buying process with confidence and serenity, knowing that you are supported by experts in the field.
In conclusion, buying a house in Italy as a foreign citizen can be a rewarding and enriching experience. By following these preliminary steps and relying on Maior Capital, you can make your dream of owning a piece of paradise in the "Bel Paese" come true.
Good luck and welcome to Italy!
Good luck and welcome to Italy!
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